You just need to find or create one that fits your individual circumstances. That doesn’t mean you can’t be saving money using the envelope method. If you are living on a tight budget and have little spare cash then the idea of saving $5100 in 200 days might feel too much initially. This ensures you have a low numbered envelope every other day.Īlternatively you could stretch the 200 envelope challenge to 9 months, 12 months or longer. Or you could keep the envelopes numbered 1-50 in chronological order and take from an envelope from the top of the pile and from the bottom of the pile on consecutive days. This makes sure you never have to save more than $100 in a 2 day period. You could separate the blank envelopes out and pull one of those every other day. If your budget does not stretch to this kind of cash saving on a daily basis then chose a variation from below or make up your own. In 3 days you are now trying to stuff $146 into envelopes.
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